Monday, December 6, 2010

Combining two blogs that are already under the same acount

You can export from the unwanted blog by logging into its dashboard and going to the settings tab. Download the export file from there.

Then go to the dashboard of your main blog, settings > Import and upload that file.

Saturday, December 4, 2010

fixing the "justify" bug in google sites

Do as follows:
1. click on the paragraph you want to justify
2. from the top menu select for example "justify center" or simply click center button (text becomes centered)
3. click 'edit html' button ('HTML' icon near center button on top menu)
4. find your paragraph and type "justify" instead of "center" in style definition
5. save changes, now you have justified paragraph

courtesy: http://www.google.com/support/forum/p/sites/thread?tid=282a7991def3fbc4&hl=en

Monday, October 4, 2010

Multiply-by-25 Rule

Multiply-by-25 Rule (How to Start Saving Money)

The most frequent thought question is “How do I get started saving money?” I’ve read that the best way to get aspiring savers started is with the wonderfully simply but wonderfully powerful Multiply-by-25 Rule. There is something magical about how this rule helps people quickly learn how to start saving money.

How much you need to save to finance all your costs of living and enjoy a full retirement from the work force. Let’s say that you spend 720 Rs per year on magazine subscriptions. The Multiply-by-25 Rule tells you that it takes a savings fund of 18000 Rs to finance that spending category for life. 18000 Rs kicks off enough earnings each year so that you never again need worry about working to pay for magazine subscriptions. That’s on an inflation-adjusted basis. That is, the magazines are paid for and the real value of the Rs 18000 does not diminish at all over time.

The Multiply-by-25 Rule assumes that you will be able to invest the money saved in an investment that will provide a 4 percent annual real return. If you prefer to go with an assumption that your investments will only earn a 3 percent annual real return, you need to employ instead a Multiply-by-33 Rule. If you think that it is reasonable to assume a 5 percent annual real return, you can use a Multiply-by-20 Rule (use interpolation to find other values).

Sometimes it’s safe to take 2 year expenditure and multiply it by 25…


Courtesy: http://www.passionsaving.com/how-to-start-saving-money.html

Tuesday, September 7, 2010

chop

file chopper for ebooks at
https://sites.google.com/site/filebasket10/home/file-basket-10-1

Thursday, July 29, 2010

savings and investment

Savings and investment
There are lots of financial schemes available in India. Many of them provides you guaranteed returns, high interest rates, tax savings under various sections of Indian Income Tax Act and much more benefits.These financial plans not only provide you money growth but also provide you with financial security at various steps in your life.It depends on your needs which product suits you best.
What are your requirements? i.e. short term or long term planning
How much risk you can take? i.e. you need assured returns or not. [less risk less returns]
How would you like to invest? [one time savings or regular savings]
How much do you know about the product? i.e. are you aware of pros and cons of your investment?
For an example if you are looking for short term savings then you can invest your money in post offices , government bonds, mutual funds, and if you are concentrated to long term savings then public provident funds (PPF ), life insurance, long term bank deposits (FDs, RDs) can help you.

Bank Savings

1. Bank Fixed Deposits, [Term Deposit]
In a Fixed Deposit Saving Scheme a certain sum of money is deposited in the bank for a specified time period with a fixed rate of interest.
When you want to invest your hard earned money for a longer period of time and get a regular income, Fixed Deposit Scheme is ideal. It is SAFE, LIQUID and FETCHES HIGH RETURNS.
Loan / Overdraft facility is available against bank fixed deposits. Now many banks don’t charges for premature withdrawal.
2. Recurring Deposits
Under a Recurring Bank Deposit Saving Scheme, investor invests a specific amount in a bank on a monthly basis for a fixed rate of return. The deposit has a fixed tenure, at the end of which you get your principal sum as well as the interest earned during that period.
Recurring Deposit provides you the element of compulsion to save at high rates of interest applicable to Term Deposits along-with liquidity to access that savings any time.
Government Tax Savings
RBI Bonds, or RBI Relief Bonds

RBI Bonds are tax saving bonds that have a special provision that allows the investor to save on tax. These Bonds are instruments that are issued by the RBI.

The interest is compounded half-yearly. Maturity period of RBI Bonds is five years, and interest received is tax-free in the hands of the investor.

Post Office Savings

Post Office Time Deposits
Post Office Recurring Deposits
Post Office Monthly Income Scheme [Post office MIS ]
National Savings Certificates [NSC ]
National Savings Scheme [NSS]
Kisan Vikas Patra - [KVP ]
Public Provident Funds [PPF ]

Other Savings

1. Infrastructure Bonds,

Infrastructure bonds are available through issues of ICICI and IDBI, brought out in the name of ICICI Safety Bonds and IDBI Flexibonds. These provide tax-saving benefits under Section 88 of the Income Tax Act, 1961, for the investor. You can reduce your tax liability by upto Rs 16,000 per annum
2. Company Fixed Deposits

Fixed deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits. Financial institutions and Non-Banking Finance Companies (NBFCs) also accept such deposits.
3. Life Insurance:

Life insurance saving schemes for government owned Life Insurance Corporation of Indiaand other private life insurance companies like Bajaj Allianz, Birla Sun Life Insurance, HDFC Life Insurance, ICICI Prudential and more.
Tax Rebates under Indian Income Tax Act
Specified Investment Schemes u/s 80C
Life insurance premium payments
Contributions to Employees Provident Fund (EPF) / GPF
Public Provident Fund (maximum Rs 70,000 in a year)
National Saving Certificates including accrued interest. [NSC]
Unit Linked Insurance Plan (ULIP)
5-Year fixed deposits with banks and Post Office
Repayment of Housing Loan (Principal)
Senior Citizens Savings Scheme (SCSS)
Equity Linked Savings Scheme (ELSS)
National Pension Scheme (NPS)
Tuition Fees including admission fees or college fees paid for Full-time education of any two children of the assessee (Any Development fees or donation or payment of similar nature shall not be eligible for deduction).
Infrastructure Bonds issued by Institutions/ Banks such as IDBI, ICICI, REC, PFC etc.
Interest accrued in respect of NSC VIII issue.
Deduction under section 80 CCC(1)

This section allows a deduction of up to Rs. 10,000 to an individual in respect of contribution to ‘Pension’ scheme of LIC of India or any other Insurance Co.

Tax saving Pension plans available in market are LIC’s Jeevan Suraksha, ICICI Pru Life Time Pension, Aviva Life Pension Plus, Max Easy Life policy, Tata AIG’s Nirvana Plus etc.
Section 80 CCE

Aggregate deduction u/s 80 C, u/s 80 CCC and 80 CCD can not exceed Rs. 1,00,000. ( One Lac)
Deduction under section 80D.

Under This section, a deduction up to Rs 10,000 (Rs 15,000 in case of senior citizens) is allowed in respect of premium paid by cheque towards health insurance policy, like “Mediclaim”. Such premium can be paid towards health insurance of spouse, dependent parents as well as dependent children.
Deduction under section 24(b)

Under this section, Interest on borrowed capital for the purpose of house purchase or construction is deductible from taxable income up to Rs. 1,50,000 with some conditions to be fulfilled.

courtesy : http://savingwala.com/

Wednesday, July 7, 2010

interview questions

1. types of gear profile
2. in a parallel shaft gear train how do u change the rotation of driver gear with respect to driven gear
3. does the idler gear affect the velocity ratio of gear train
4. is a stress concentration factor same for static as well as dynamic loading
5. describe the development of a cone , frustum of cone, cone cut along the axis.

Saturday, May 22, 2010

Crocodile tears

Mangalore, May 22 (ANI): The Air India officials on Saturday confirmed that there are eight survivors including four children in the Air India Express Flight from Dubai to Mangalore that crashed while landing at the Mangalore Airport this morning.

“The crash took place at around 6: 03 a.m. There were total 160 passengers, excluding six crew members. 158 are feared dead,” said Anup Kumar, Director, Air India.

“All the survivors have been admitted to the hospitals,” he added.

Dr Kadam of the AJ Hospital, where an estimated eight survivors were brought said that two people were brought dead and one was brought with some burns.

“The survivor Farooq is in a stable condition. He was brought to the hospital with ten percent burn injuries,” said Dr Kadam.

Meanwhile, Air India sources said that it was not raining outside though the visibility was six kilometers before the crash.

At least 20 fire tenders were rushed to the site as the plane was on fire and smoke was seen coming out of the airport.

The rescue operation is reported to be over, but sources said it is difficult to identify the dead.

The Prime Minister, Dr Manmohan Singh, and the Congress President, Sonia Gandhi, have expressed shock and grief over the grievous loss of life resulting from the Air India Express crash.

Thursday, May 20, 2010

Simple indexing


To Cut a Gear of 42 Teeth. Divide 40 by 42 which equals 40/42 or 20/21 turns, 40 spaces on a 42-hole circle or 20 spaces on a 21-hole circle. To use the rule given, select a circle having a number of holes divisible by the required fraction of a turn reduced to its lowest terms. The number of spaces between the holes gives the desired fractional part of the whole circle. When counting holes, start with the first hole ahead of the index pin.
NOTE: It is a good practice always to index clockwise on the plate.
Indexing = 40 /N
Blank diameter = module (no of teeth +2)
Working depth = depth of cut = 2.25 * module

Further reading

Direct indexing
Differential indexing
Angular indexing

Reference

http://www.tpub.com/content/armyordnance/od16448/od164480027.htm

http://www.eskills.net.ph/Cite/Milling%20Machine%20Operation/The%20Indexing/DIFFERENTIAL%20INDEXING/differential_indexing.html

http://skilledtradesmath.com/files/The_Indexing_or_Dividing_Head.ppt

http://metalworking.com/Dropbox/NAVY-repairmans-manual-Chapter14.pdf

Wednesday, January 20, 2010

BSNL broad band usage check

http://www.data.bsnl.in/wps/portal

1. enter ur portal id and password ( portal id 3 alphabets followed by 11 digits, password: dashhound)
2.check : view ur post paid usage
3. select the service name : BB, account no : 8 digit no , billing month... search

Wednesday, January 13, 2010

journal 1.1

1. full text journals at sciencedirect
materials today
Nonlinear Analysis: Theory, Methods & Applications
Simulation Modelling Practice and Theory

2. http://repository.tamu.edu/